
When I first moved to South Korea, life felt like an exciting blur of unfamiliar streets, new routines, and figuring out how to make a living far from home. But no one really warns you about the little things that become big hurdles. Like trying to send money to your family when they need it the most.
I still remember the night my cousin in Indonesia messaged me urgently. There had been an emergency, and they needed help. I rushed to make a transfer through my local bank here in Korea. By the time I completed the process, I had already lost nearly 20 dollars in fees. That wasn’t even counting the poor exchange rate. It made me feel helpless. I had worked hard, but a chunk of it just vanished in bank charges.
That’s when I discovered GMoney Trans. At first, I was only hoping to save a bit on fees. But what I found was an app built with people like me in mind. Foreigners, expats, students, and workers in Korea who need to send money home, simply and affordably. It wasn’t just about cost. It was the experience that made the difference.
With GMoney Trans, I can send money to Indonesia for only 2,500 won per transaction. When I compare that to the 15 to 20 dollars I used to pay through a bank, the savings are massive. More importantly, it feels right. I no longer feel like I’m losing every time I try to help. And it works not just for Indonesia, but for the Philippines, Vietnam, Nepal, Sri Lanka, and over 170 countries around the world.
Then I found out about their Premier Card. I didn’t expect much, but it turned out to be surprisingly useful. I can use it for everyday transport in Korea, just like a local. And here’s the best part. The card includes accident insurance, which covers me while I’m on public transport. That one feature gave me a sense of safety I didn’t know I was missing.

The app is easy to use. Just download GMoney Trans from Google Play or the App Store, sign up using your passport or ARC, and you’re in. Top up your balance, choose your destination, and send. It takes minutes, not hours or days.
If you’re wondering whether it’s worth it, let me make it better. Use this referral code when you sign up: U935823. You’ll get 5,000 bonus points just for joining. Then, when you order the Premier Card, you’ll receive another 5,000 points. That’s 10,000 points ready to help you save even more.
These days, I send money without stress. I help my family in emergencies without the heavy cost. I carry a card that not only pays for my subway ride but protects me at the same time. And it all started with a simple decision to try something new.